A credit card that rewards you with cash back and points is ideal if you often use your card to make purchases. It can help you save on gas and other costs, and it gives you unlimited points, which are worth cash back or points. Many credit cards offer similar rewards, so choosing one that suits your lifestyle can save you money. Here are a few options that might be right for you:

Citi Custom Cash

With the Citi Custom Cash credit card, you can earn 5% cash back in one category, while getting 1% back on everything else. The cash back is capped at $500 per category, though you can earn up to $300 in one year if you spend at least $6,000 in one category. In addition, you don’t have to worry about an annual fee with this card. However, you should note that the cash back is only applicable on purchases made in a single category, which is usually groceries.

This credit card comes with no annual fee, making it the perfect choice for frequent travelers. It earns 5% cash back on all purchases and doesn’t require rotating bonus categories. It also has no annual fee, so you don’t have to worry about paying a high interest rate. And unlike other credit cards, the Citi Custom Cash credit card does not charge an annual fee or have a rotating bonus category, so you can maximize your cash back every month.

Capital One Quicksilver Cash Rewards

The Capital One Quicksilver Cash Rewards Credit Card is a no annual fee credit card that offers solid rewards at no extra cost. Its 1.5% discount on all purchases is great for building credit and earning cash back. If you pay off the balance in full each month, you can redeem your rewards for statement credit or cash back. The cash back and statement credit benefits of this card make it a great choice for people who don’t spend a lot of money.

Capital One Quicksilver Cash Rewards Credit Card is one of the easiest credit cards to get. The rewards rate is 1.5 percent on all purchases, with no limits. You can use the Capital One Quicksilver Cash Rewards Credit Card to make purchases at restaurants, superstores, and a variety of online retailers. There is no limit on the amount you can spend, and there is no minimum redemption requirement. As a result, the best way to maximize your cash back is to make frequent purchases with the Capital One Quicksilver Cash Rewards Credit Card.

Discover it(r) Miles

The Discover it(r) Miles credit card is one of the few cards in the company’s portfolio that offers both rewards and cash back. It works similarly to a cash back card, except you can redeem your miles for statement credits instead of cash. With the card, you can make a variety of purchases on vacations, including hotels, car rentals, and more. In addition to perks like free flights, the card covers a wide range of travel purchases.

As for rewards, this credit card has many benefits. The most valuable among them is its flexibility. Its flexible rewards program lets you earn points for every dollar you spend. Its highest rate is five percent for travel and 3% for dining and drugstore purchases. Other rewards include gas station and restaurant purchases, and there are no blackout dates. The Discover it(r) Miles also offers a flat rate of one percent for all purchases.

Blue Cash Preferred(r) Card from American Express

If you’re looking for a credit card with high rewards, consider the Blue Cash Preferred(r) Card fromAmerican Express. It earns a generous 6% cash back on groceries, gas, and certain streaming services. But while other Amex cards can earn you miles, points, and cash back on travel, the Blue Preferred is better for everyday spending. If you shop at the grocery store every week, you can get up to $640 back in cash each year, and you can get an additional $500 bonus each year for a membership to a popular streaming service.

The Blue Cash Preferred(r) Card from AMEX comes with a 2.7% foreign transaction fee, and is not recommended for frequent international travel. It is best for domestic use and requires an Excellent/Good credit score. The Blue Cash Preferred(r) Card from American Express has a good reputation for customer service. In fact, American Express ranked 838 among all major credit card issuers in the J.D. Power customer satisfaction survey in 2021. The credit card company offers 24-hour customer support and a well-rated mobile app.

Leave a Reply

Your email address will not be published. Required fields are marked *